Free Tool
Affordability Calculator
Get a ballpark of what you can afford based on income and debt. Uses debt-to-income ratios lenders consider.
Lenders typically cap at 43–50%. Lower is more conservative.
Max affordable payment
$2,940/mo
Ballpark home price (10% down)
$516,822
Ballpark home price (20% down)
$581,425
Estimates only. Actual qualification depends on credit, reserves, and lender guidelines.