The Product
The 18-Hole Round.
Most first real estate conversations happen in an office, on someone else's clock, with a pitch attached. This one happens on a golf course — relaxed, honest, and on your timeline.
You walk 18 holes with Isaac (real estate) and Andrew (lending). Front nine: your numbers — pre-approval, affordability, financing in today's rates. Back nine: your strategy — search, offers, your realistic path to keys. You leave with a written game plan, not a business card.
The Agenda
What gets covered, hole by hole.
The round is paced like a real conversation. The front nine is the numbers and where to look. The back nine is offers and what's next.
Holes 1–4
The numbers
Pre-approval, DTI, the rate environment, and the math behind what you can actually afford.
- Pre-approval vs pre-qualification
- Down payment and reserves
- Rate locks and timing
- Realistic monthly payment
Holes 5–9
Where to look
Markets, neighborhoods, must-haves vs nice-to-haves, and a timeline that fits your life.
- PNW market reads
- Neighborhood fit
- Must-haves and trade-offs
- Search cadence
Holes 10–14
Making the offer
What goes in, what to leave out, contingencies, escalations, and when to walk away.
- Price and terms
- Contingency strategy
- Escalation clauses
- Walk-away criteria
Holes 15–18
What's next
Timing the move, stress-testing the plan, and the right next step — even if it's waiting.
- Move timing
- Stress-testing the plan
- Plan B options
- Concrete next step